Product
The Familiar Life Bond Structure.
Now on an Investment Platform.
Historically, investment bonds have been used for:
- —Estate Planning
- —Tax Management
- —Portfolio Diversification
- —Tax Planning — in certain jurisdictions, offering tax deferral or while restructuring portfolios
- —Generational Planning
Why Advisers Have Favoured Life Bond Structures:
The life bond charging structure is hugely popular with advisers due to its pre-tax nature, client loyalty alignment, planning efficiency, and multi-currency reach. It allows adviser fees from several clients to be merged together into a single payment name — a discretionary model is also permitted.
Introducing
The Veri Funded Account — A World First
Veri has partnered with Mauritius to create the world's first investment account platform to replicate the life bond charging structure on a life insurance-free platform.
Full account familiar with Mauritius: the structure of Mauritius is replicated — the key feature is that the platform does not allow an insurance structure. It offers a compliant, flexible, and globally accessible way to recreate the charging structure.
Key Features
Initial Charging Period: Choose between 5 or 10 years
Clients Fully Funded from day one
All adviser fees managed in a pool by your team manager
Fully Mobile — each investment is free to keep investing and reporting
Estate Continuity — each investment account remains open with simple client reporting
Fast Onboarding — applications processed faster than traditional insurance
Estate Planning
The VPF is an Account-Based Plan
Liquidation of assets:
- —Liquidation of assets
- —Provision for costs
- —Provision for distribution
With the Veri Funded Account, if the primary account member passes away:
- —If there are only one primary account, the account continues without disruption
- —If the primary is only one, the account continues with continuation
Why Mauritius Makes the Difference
Mauritius is a respected, well-regulated international financial centre that remains open for business across all regions, including markets where Channel Islands providers have confidence — backed by a jurisdiction recognised for stability, regulatory clarity, and cross-border capability.
From Africa to Asia, the Middle East to Latin America, advisers can write business with confidence — backed by a jurisdiction recognised for stability, regulatory clarity, and cross-border capability.
VPF vs. Traditional Life Bonds
| Traditional Bond Providers | Criteria | Veri Funded Account (VPF) |
|---|---|---|
| Yes | Client Fully Invested from Day One | Yes |
| Dual Account (2) | Number of Members Allowed | Up to 4 account owners |
| Yes | Regulated | Mauritius |
| Channel Islands / Isle of Man | Global Reach | Expanding — open across more jurisdictions |
| Reducing — withdrawing from certain regions (Initial and ongoing fees) | Fee Structure | Same model — initial and ongoing |
| Included (standard 101% of policy value) — policy terminates on death | Life Insurance Element | None — account remains open with multi-member ownership |
| Policy ends, payout on death | Estate Planning | Continuity — account remains invested, trust option |
| Often restricted | Open Architecture | Full open architecture |
| Weeks to months | Account Opening Speed | Days to weeks |
Trusted
FSC Mauritius regulated since 2014
Secure
Arm's length custody & proprietary security
Reliable
Transparent, diligent, continuously improving
Veri Platform Numbers
Founded
2014
Regulated by the Mauritius Financial Services Commission
Accessible Exchanges
100+
Most major and minor exchanges worldwide
Assets Available
131,000+
All asset types — equities, ETFs, mutual funds, bonds, crypto & more
Trading Venues
13+
Global trading and custodian services linked in one platform
VPF Literature Downloads
Individual & Joint Application Form
Complete this form to open your Veri Platform VPF portfolio account.
Terms & Conditions
Read the full terms governing your relationship with Veri Global and use of the platform.
Corporate & Trust Application Form
Complete this form to open your Corporate Veri Platform VPF portfolio account.
Financial Adviser Changes Request (Legacy)
Use when changing adviser on a legacy account.
Financial Adviser Changes Request (New)
Use when changing adviser on a new account.
VPF Account
Frequently Asked Questions
Common questions about the Veri Platform Fund (VPF) account structure, features, and suitability.
What is the Veri Platform Fund (VPF)?
The VPF (Veri Platform Fund) is a Mauritius-regulated account-based investment plan that replicates the structure of a life bond without requiring an insurance wrapper. Clients are 100% invested from day one, with no allocation charges, no bid/offer spread, and no surrender penalties — providing a cleaner, more transparent charging structure for advisers and clients.
How does VPF differ from a traditional life bond?
Unlike traditional life bonds from Channel Islands or Isle of Man providers, the VPF has no insurance premium, no surrender penalties, and allows up to 4 named account holders with joint ownership. Estate continuity is built in — the account does not force liquidation on the death of a member. Adviser funding is provided upfront on new business.
What is the minimum investment for a VPF account?
The minimum initial investment for a VPF account is $10,000 USD. Top-up contributions have a minimum of $2,500. All fees are charged in USD, with multi-currency accounts supported and FX conversion at mid-market rates with a charge of up to 1% on currency exchanges.
Is the VPF regulated?
Yes. The VPF is operated under the regulatory framework of the Financial Services Commission (FSC) of Mauritius through Gravitas Finance LLC, which holds a Global Business Licence and an Investment Adviser (Unrestricted) licence. Mauritius is a recognised international financial centre with a stable, well-regarded regulatory framework.
What assets can be held in a VPF account?
VPF accounts can hold equities, mutual funds, ETFs, corporate and government bonds, Eurobonds, structured products, private placements, and digital assets — across 131,000+ assets on 100+ global exchanges, including major African markets such as the JSE, EGX, NSE, NGX, BRVM, and CSE.